You approve the words
You approve the sender identity and every line of copy at onboarding, including whether to invite a home-and-auto comparison. Any later copy change comes to you before it ships.
FOR AGENCIES THAT WRITE HOME + AUTO
Homefield generates homeowner replies for agencies that write home and auto insurance. An approved email can invite a bundle comparison, but our data and timing remain focused on the home.
WHAT THE PRODUCT IS
We email homeowners around a modeled home insurance renewal window. If your agency writes both lines, your approved message can invite a home-and-auto comparison. Whether the homeowner wants to discuss a bundle is established by the reply, not assumed from the property record.
Homefield does not sell standalone auto insurance leads. We hold no auto-policy, vehicle, or registration data and do not model auto renewal dates. Read how the home renewal model works.
THE LEAD
A home and auto insurance lead from Homefield is one homeowner’s written reply to an email your agency approved, delivered with the full thread and exclusive to one agency per ZIP within Homefield’s network. It starts as one of Homefield’s home insurance leads; bundle interest comes from what the homeowner writes, not from the property record.
Qualified replies go only to your agency and are never resold. This exclusivity covers the Homefield network; it does not prevent homeowners from shopping elsewhere. Because the lead carries no vehicle data, as the section above explains, the auto side of the conversation begins only when the homeowner raises it or accepts your invitation.
The timing comes from the home, too. We use the home’s public-record closing anniversary to model a potential renewal window, then aim to email 30–45 days before it. This is an estimate, not a confirmed policy expiration date or access to carrier records. A mid-term rewrite or carrier change can move the actual renewal. If you plan outreach around renewal windows on your own, the same limits apply.
Each lead arrives as a written reply, not a transferred call; if your team is weighing formats, compare email reply leads vs. live transfers. The same exclusivity, qualification, and pricing rules cover all of Homefield’s insurance leads for agents.
DELIVERY
A Homefield bundle reply travels the same path as every home insurance reply: your agency approves the email, Homefield sends it in your agency’s name, and the homeowner’s answer comes back to you. Inviting a home-and-auto comparison changes one approved line of copy, not the sending.
You approve the sender identity and every line of copy at onboarding, including whether to invite a home-and-auto comparison. Any later copy change comes to you before it ships.
Three short emails go out over 14 days from dedicated sending domains, signed by your agency. Your everyday domain isn’t used for campaigns, and a reply stops the original sequence.
Each qualified reply, with its full thread, lands in your Homefield dashboard, with the agent CC’d on every email. Qualified replies and lead records can also go to your inbox, Slack, and CRM, with CRM delivery through a webhook.
Vehicle and driver information comes from the homeowner during your follow-up, through your own quoting process. Homefield holds none of it and does not model auto renewal dates.
To see what arrives before you commit, browse sample insurance replies; each billed lead has its email reply thread attached.
FOLLOW-UP & COMPLIANCE
A homeowner who mentions the cars in a reply to Homefield’s email has started an email conversation with your agency, not given permission for every channel. An email reply is not blanket permission to call or text, so ask how the homeowner prefers to continue before you move the auto discussion to the phone.
Phone numbers, when present, are supplemental and are not represented as DNC-screened; screen them under the rules that apply to your agency before calling. Opt-outs are suppressed permanently. Your agency is the sender of each campaign message and Homefield facilitates the sending mechanics; this is not a compliance certification. If your office represents a carrier, confirm carrier marketing requirements through your agency’s normal review process before approving bundle wording. See CAN-SPAM and follow-up responsibilities.
For the next message, read how to follow up with insurance email leads and the bundle follow-up workflow.
QUESTIONS
Homefield’s answers below cover the bundle side of the program: what the lead includes, how it is billed, and where the auto details come from. For territory, billing, and qualification in full, see the frequently asked questions.
Homefield sells exclusive home insurance leads: written replies from homeowners emailed around a modeled home renewal window. If your agency writes both lines, your approved email can invite a home-and-auto comparison, and the homeowner’s reply shows whether they want one. Homefield does not sell standalone auto insurance leads and holds no auto-policy, vehicle, or registration data.
It is the same lead: one homeowner, one reply, one territory. The only difference is the approved email, which can mention a bundle comparison. Whether the homeowner wants to discuss auto is established by what they write back, not assumed from the property record.
The same as every Homefield lead; there is no separate bundle price. Starter: $35 per lead for 60–99 exclusive leads per month. Elite Growth: $30 per lead for 100–199. Scale: $25 per lead for 200+. 60-lead monthly minimum, starting at $2,100/month. No contract. Month-to-month. See Homefield pricing and billing.
No. Homefield bills per qualified reply, so one reply is one lead, however many policies it produces. In your own tracking, count it as one acquired household and two written policies.
No. The rule is the same for every campaign: a homeowner in your territory replies to your agency’s email asking for a home insurance quote, coverage comparison, pricing, or a follow-up conversation. Bounces, auto-replies, opt-outs, duplicates, wrong contacts, out-of-territory replies, and declines are not billed. See how qualified leads are defined.
From the homeowner, during your agency’s follow-up. Homefield’s targeting uses ZIP codes, estimated home value, home age, ownership length, owner-occupancy, and a modeled renewal window; it does not use auto-policy or vehicle data. The full email thread records what the homeowner actually asked for.
No. Homefield models only a potential home renewal window from the home’s public-record closing anniversary, and that window is an estimate, not a confirmed policy expiration date. Ask the homeowner when each policy renews, and see how home insurance renewal timing and X-dates work.
No. Bundles are optional: you approve the invitation and decide whether to mention auto, and a home-only campaign runs on the same platform. Either way, first qualified replies typically begin around day 21; timing and volume are not promised. See the launch timeline.
THE CONVERSATION
“If your home insurance renewal is coming up, we’d be happy to compare coverage. If you’d like, we can also look at a home-and-auto bundle.”
“Our house policy renews soon, and our cars are with a different company. What would you need to compare a bundle?”
The full email thread records the homeowner’s actual request. Any vehicle and driver information needed for quoting is collected by your agency during appropriate follow-up.
AGENCY FIT
Your agency writes homeowners insurance and has carrier appetite for the property types in its territory.
You approve the invitation and decide whether to mention auto. A home-only campaign works within the same platform.
Answer what the homeowner asked, use your quoting process, and respect opt-outs and contact requirements.
BILLING & TIMING
Starter: $35 per lead for 60–99 exclusive leads per month. Elite Growth: $30 per lead for 100–199. Scale: $25 per lead for 200+. 60-lead monthly minimum, starting at $2,100/month. No contract. Month-to-month. First qualified replies typically arrive around day 21, after setup and audience preparation.
See lead pricing · Explore the email process · Ask about your ZIPs by email
PRACTICAL GUIDES
Invite the bundle, confirm each renewal date, and count the outcome honestly. Open the home and auto follow-up guide.
Stages, fields, and written-policy counts, with households and policies kept apart. Open the insurance lead tracking guide.
Includes a reply for the moment a homeowner raises home and auto. Browse the home insurance email templates, including the bundle follow-up.
YOUR TERRITORY. YOUR NEXT POLICY.
Let’s check your ZIPs, show you sample insurance replies, and walk through your lead dashboard. Twenty minutes. Your territory, live.
Book a Demo Opens Homefield’s existing booking page.